Good day. My Mother died very last November and only experienced her insurance policy plan for three months. They however have not uncovered the cause of Demise so at the moment her death certificate has “Undetermined” on it, but the situation is still becoming investigated and it is suspected to get a homicide. So I know This is often in the 2-year contestibility period. They ship letters each month indicating their waiting on professional medical documents with the Health professionals she experienced.
They normally have compensated their payments and isn’t there a thing that can be done. We have been having lawyers to investigate but actually after 14our a long time one particular payment is late and never paid out by grace period of time they usually get absolutely nothing! Primerica is Terrible if this is genuine!
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We didn’t misrepresent ourselves we just weren't requested. The agent took it upon by themselves to mark N/A in that location.
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Thanks for responding. Looks like if that coverage was held for a lot more than 2 many years (once again, there was no evidence of insurability required within the group prepare and therefore no strategy to lie), Those people promises are usually paid.
(* I just lately interviewed a Transamerica statements consultant, who stated that the overwhelming majority of enough time, they only ask for clinical information. It’s quite scarce that an insurance plan adjuster or investigator is utilised like in the flicks.)
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To paraphrase, even if the insurance company had identified she had frequented the medical professional for a cold, it wouldn’t have probably affected their selection to supply her insurance plan to begin with, or change her “well being ranking” or “classification”.
I’m not a legal professional so don’t consider that as authorized suggestions. I’m just indicating you might want to discuss with one particular if this was the situation.
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